At the moment, I am paying for one personal insurance, hubby personal insurance, of course car insurance, house insurance and 2 medical cards. Do you think I should start to buy children insurance first for my future children? I am not sure if there is any plan that can do so. If let say, they have it, I might considering buying a plan right away and start paying for the insurance coverage as I know it is very hard to save when your baby is born. Not to mention when you are old and weak, how are we suppose to take care of our own children if they are still at a very young age? That is why I am thinking a step further and planning for good. Anyone know where to get such plan? Pay before your child is born?